Prior to receiving services hereunder, the user shall be required to complete a credit application. User consents to and authorizes the release of credit and financial information by any bank or credit reporting agency to GPA for the purpose of evaluating the user’s creditworthiness. Following its review of the application, GPA shall determine, in its sole discretion, the amount of credit, if any, to be extended to the user. User’s receipt of services from GPA shall constitute an express representation that the user both intends to pay for such services and has the ability to do so. User agrees to provide GPA with information regarding any change in the ownership, or business, of the user which may have an impact on the user’s creditworthiness and ability to pay amounts due. GPA may increase or decrease the amount of credit granted to the user, at any time, at its sole discretion. If GPA does not extend credit to a user, or a user’s account becomes delinquent and remains so for thirty (30) days, GPA reserves the right to collect charges in advance. In either event, the user shall be required to estimate their charges and remit payment to GPA prior to receiving services, utilizing Terminal facilities and/or vessel arrival. If payment is not received in advance, GPA shall have the right to deny services and use of Terminal facilities until all past due amounts, if any, and estimated charges have been received.